FAQs About Insurance for Rehab

Many individuals looking into rehabilitation for drug and alcohol misuse are curious about insurance. They want to know how much it covers, if their provider is accepted, and what treatment they can receive. Read on to see answers to some of our most common insurance questions.

1. How Much Does Rehab Cost with Insurance?

The cost of rehab with insurance will depend on the center you go to. While some programs are free, others can cost thousands of dollars. This variation is because of the services and amenities offered. For example, a detox program may only cost between $1,000 and $1,500, whereas an inpatient program could cost as much as $20,000 or more.

Realistically, how much you pay out of pocket will depend on which programs you need and if your chosen center will accept your insurance.

2. How Much Does Rehab Cost Without Insurance?

You may have insurance that certain rehab centers do not accept. Or your insurance may only cover a specific amount of the cost of rehab. If this is the case, you will often pay hundreds of dollars per day out of pocket. In total, you can spend thousands of dollars out of pocket.

With or without insurance, you will still be responsible for costs like:

• Insurance premiums
• Deductibles
• Copays
• Lifetime limitations

3. Do Rehab Centers Take Insurance?

Many rehab centers take insurance, but not all do. You should always check with the center to see which carriers they will take. For example, some centers will not accept Medicare or Medicaid and certain private or employer-subsidized insurance providers.

If your rehab center does not accept your insurance, you can do private pay or take out personal loans to help.

4. Does Health Insurance Cover Rehab for Alcohol?

Yes, insurance can cover rehab for alcohol! Again, it depends on the treatment center you choose and whether they accept your insurance. If the center accepts your insurance, it may cover all or part of your rehab.

5. Does Health Insurance Cover Rehab for Drug Addiction?

Yes, many insurance plans often cover rehab for substance use disorders. As with alcohol rehabilitation, it will depend on if the center accepts your insurance and how much your insurance is willing to cover. Check with your provider and the substance use treatment center to learn more about your estimated out-of-pocket costs.

6. Which Rehabs Are Covered by Insurance?

Insurance covers many rehabilitation treatments, but it is crucial to remember that it depends on your insurance provider and the center you choose. For example, we accept many insurance providers, although we cannot take Medicare or Medicaid.

Insurance often covers several types of treatment for substance use disorder, including:

• Outpatient care
• Inpatient or residential stays
• Medication-assisted treatment
• Medical detox
• Dual diagnosis treatments
• Maintenance medications
• Continuing care

Verify Your Insurance Plan Today

If you’re ready to start treatment for substance use disorder and drug and alcohol addiction, our team is prepared to help. Fill out the form on this page to verify your insurance. Or,
contact us for further assistance!